VIRTUAL CFO
& FINANCIAL SYSTEMS
Most SMEs have an accountant.
Very few have a financial system.
Innobiz gives your business both — a Fractional CFO with 15+ years of MSME experience, and the technology backbone to run your finances with clarity, control, and confidence.
"Our accountant files returns. But I don't actually know if we're profitable."
Filing compliance is not the same as financial clarity. Most MSME owners are flying blind on margins, cash flow, and real profitability.
"Tally has all our data. But I can't make decisions from it."
Tally is powerful — but only when set up correctly. Most businesses use it as a ledger dump, not a management information system.
"I'm in Dubai. My business is in Kochi. I get WhatsApp updates, not actual data."
NRI-owned businesses in the GCC deserve real financial oversight — not monthly reassurances from trusted staff with no system behind them.
WHAT WE DELIVER
A complete finance & systems
solution for MSMEs
Seven specialist services — delivered through the tools your business already trusts, upgraded only when you're ready.
Fractional CFO Support
Monthly financial oversight, P&L analysis, working capital management, and MIS reporting — delivered through your existing Tally setup. No system migration required on Day 1.
Financial Review & Reporting
Ledger scrutiny, reconciliation, financial statement preparation, and profitability diagnostics. Structured reports your management team can act on with confidence.
Business Systems & SOPs
KPI framework design, SOP writing, chart of accounts structuring, and workflow mapping. Converting owner-driven chaos into structured, repeatable business systems.
Internal Audit & Controls
Process audits, internal control design, and compliance checks across accounting, procurement, and operations — with MSME-appropriate, implementable recommendations.
Business Plan & DPR
Detailed Project Reports, ROI/IRR analysis, budgeting and revenue-cost modeling — ready for bank submissions, investor decks, or internal business decisions.
ERP Implementation via Innobiz
When your business outgrows Tally — multi-branch operations, CRM integration, automated workflows — we implement Odoo ERP with full customisation from Innobiz.
Tally today.
Odoo when you're ready.
We start where you are — not where we wish you were. Your Tally setup is the starting point. Odoo is introduced only when your business complexity genuinely demands it.
Phase 1 — Default Delivery
Tally Prime
- •Full accounting, bookkeeping & GST
- •Financial statements & MIS reports
- •Inventory & purchase tracking
- •Sales → accounting workflow
- •Zero disruption to existing operations
Ideal for ₹50L – ₹15 Cr turnover businesses already on Tally
Phase 2 — When You Scale
Odoo ERP
- •Multi-branch & multi-department operations
- •CRM + operations fully integrated
- •Custom workflows & automated approvals
- •Real-time dashboards across your business
- •Full customisation via Innobiz
Introduced when complexity genuinely demands it — making it a revenue expansion, not a disruption
Choose your engagement model
Transparent pricing structured to give your business a healthy return. All retainer packages are month-to-month with no lock-in.
Starter
Finance Clarity
For MSMEs on Tally who need financial oversight without a full-time CFO
- ✓Monthly P&L review + MIS report
- ✓GST filing support via Tally
- ✓Working capital monitoring
- ✓1 advisory call per month (60 min)
- ✓Delivered by specialist CFO · Tech: Innobiz
Growth
Finance + Systems
For scaling MSMEs that need financial control and operational systems
- ✓Everything in Finance Clarity
- ✓SOP design + KPI framework setup
- ✓Chart of accounts restructure
- ✓Quarterly internal audit
- ✓Innobiz software support (5 hrs/month)
- ✓Priority WhatsApp support line
Scale
Full ERP + CFO
For multi-branch or high-complexity MSMEs ready to move beyond Tally
- ✓Odoo ERP implementation (Innobiz)
- ✓Full Tally → Odoo migration
- ✓Fractional CFO on Odoo dashboards
- ✓Custom workflow development
- ✓Staff training + ongoing support
- ✓Odoo SaaS: ₹999 / user / month
Built for your industry
Deep hands-on MSME experience across Kerala and the GCC — not generic advisory, but sector-specific financial expertise.
Restaurants & F&B Chains
Multi-outlet consolidation, inventory control, GST compliance
FMCG & Manufacturing
SKU costing, production tracking, compliance
Trading Companies
Receivables, inventory, cash flow visibility
NRI-Owned Businesses
Remote financial oversight for Kerala ops from GCC
Service-Based MSMEs
₹50L – ₹15 Cr turnover, structured systems
The difference you'll notice
from Day 1
01 —
Tally-native. Zero disruption.
We start on the system your team already knows. No migration anxiety, no training chaos, no "we'll sort Tally out later." Day 1 is productive.
02 —
Finance + Technology in one team.
No vendor coordination. No "the CA doesn't know the software." Your CFO and your ERP partner are the same team — Innobiz.
03 —
Kerala roots. GCC reach.
12+ years of MSME practice across Kerala. Serving NRI businesses in UAE and Saudi. We understand the complexity of businesses that operate across both markets.
04 —
Documented output every time.
Every engagement produces structured deliverables — MIS reports, audit findings, SOPs, DPRs. Not verbal updates. Not WhatsApp summaries. Real documents.
05 —
Sub-contractor to CA firms.
We work white-label under your brand. Your client relationship, your invoice — we deliver the specialist CFO and ERP output. Healthy margin structure for your firm.
06 —
Month-to-month. No lock-in.
We earn your continued engagement through results, not contracts. Our retainer packages are month-to-month. If we're not delivering value, you shouldn't stay.
Testimonial
"Innobiz has consistently demonstrated professionalism, expertise, and reliability. Their innovative solutions and seamless integration made a significant impact on our business operations."
Muhammed Shameer
Ecovia (Packaging Solutions)
Your business deserves financial clarity.
Book a free 30-minute Financial Health Check. We'll review your current setup and show you exactly where the gaps are — no obligation, no pitch.
Or call us directly: +91 80891 17183 · info@innobiztech.com
